Obituaries

Subscribe View All
1970 - 2019
Service Date: Nov 16, 2019
1933 - 2019
Service Date: Nov 5, 2019
1940 - 2019
Service Date: Nov 2, 2019
1979 - 2019
Service Date: Oct 31, 2019
1963 - 2019
Service Date: Oct 29, 2019
1926 - 2019
Service Date: Oct 21, 2019
1965 - 2019
Service Date: Oct 4, 2019
1917 - 2019
Service Date: Oct 1, 2019
1941 - 2019
Service Date: Sep 26, 2019
1960 - 2019
Service Date: Sep 13, 2019
1931 - 2019
Service Date: Sep 11, 2019
1947 - 2019
Service Date: Sep 4, 2019
1961 - 2019
Service Date: Aug 22, 2019

Advance Planning

What is PREPLAN?


PrePlan is a funeral trust pre-funding program, backed by the New York State Funeral Directors Association, Inc.,that is the nationally-recognized leader in managing prepaid funeral and burial accounts. It currently administers over 85,000 of these consumer trust accounts for the more than 600 funeral homes in New York State. This trust fund program is professionally managed by a first-rate team of funeral directors and knowledgeable staff, with the advice and counsel of some of the best investment advisors in the country. We take very seriously our obligation and duty to carefully manage each consumer’s pre-paid funeral trust account using every tool at our disposal to your advantage. With pre-paid funeral/burial accounts totaling over $600 million, PrePlan has the ability to place your specially-designated funeral funds in the SAFEST,MOST SECURE INVESTMENTS. These funds are FDIC-insured certificate of deposit (CD’s) which provide you the benefit of both a safe no risk investment and a maximum rate of interest. In addition, each account is fully insured up to $250,000.


PRE-PAYING YOUR FUNERAL MAKES GOOD SENSE…


Millions of people in New York State and across the nation are choosing to pay their funeral/burial expenses well in advance. As part of a significant trend, more are doing so each day. Why? They recognize that taking care of this important need is not only smart financial planning, but provides great emotional relief just knowing that their final expenses are covered. Funeral pre-payment also allows an individual to make his or her own specific funeral pre-arrangements at the dame time, detailing such important items as hours for visitation and type and content of the funeral or memorial service. Individuals also specify their merchandise selections, which includes everything from the desired casket and monument to flowers and stationary items. Notably pre-paying funeral expenses and making pre-arrangements also spares surviving relatives and friends from the added stress of having to make such decisions at a time of great sadness and emotional distress.


YOU ALWAYS CONTROL YOUR MONEY


With the strongest consumer laws in the nation, New York State works as our partner so that you can be confident that your funeral/burial funds are well protected. Every penny (100%) of your money must be placed in a special revocable funeral trust, making certain that these funds will be available when they are needed and used just as you intended. They always remain YOURS, meaning that you can, at any time, move your account to any other funeral home, or even retrieve your money (with interest) – at no cost to you


MEDICAID/SSI APPLICANTS


Anyone applying for Medicaid/SSI can set aside funds for the sole purpose of paying their funeral\burial expenses as part of the spend-sown process to Medicaid/SSI eligibility. The funds you set aside will not be counted as part of your financial resources. New York State requires that 100% of these funds be placed in an irrevocable trust account making certain that they will be available when they are needed and used for no other purpose than what they were intended. An applicant of Medicaid/SSI may also set aside funds in an irrevocable trust account for specific family members. Please note any overage remaining in an irrevocable account after the selected funeral services and merchandise have been provided must be forwarded to the county where the decedent was residing at the time of death.


Please contact us and we will be happy to provide you with additional information about opening a PrePlan account.